Privacy Policy

1. Introduction

Wealth Smart Learning is committed to protecting the privacy and personal information of its website visitors, learners, webinar participants, business owners, clients, subscribers and users.

We provide business education, MSME growth courses, webinars, workshops, consulting, coaching, business systems, sales growth training, cash flow management education, automation guidance, leadership development and allied business learning services.

This Privacy Policy explains how we collect, use, store, protect and share your information when you visit our website, register for our programs, join our webinars, purchase our courses, fill forms, join WhatsApp groups, interact with our team or use any of our services.

This policy is prepared keeping in view Indian privacy requirements including the Digital Personal Data Protection Act, 2023, under which a Data Fiduciary is required to provide clear notice and process personal data for lawful purposes. The Government has also notified DPDP Rules in 2025, including safeguards related to children’s personal data and verifiable parental consent.

2. Information We Collect

We may collect the following information from you:

A. Personal Information

• Name
• Mobile number
• Email address
• City, State and Country
• Business name
• Designation / role
• Age group, where required for program suitability
• Social media profile details, if voluntarily shared
• WhatsApp number or alternate contact details

B. Business Information

As our services are focused on MSME business growth, we may collect:

• Type of business
• Industry / sector
• Business size
• Annual turnover range
• Number of employees
• Current business challenges
• Sales, cash flow, team, system or growth-related issues
• Business goals and growth targets
• Training or consulting requirements

C. Payment Information

When you purchase a course, webinar, workshop or consulting service, we may collect or process:

• Billing name
• Billing address
• Payment confirmation details
• Transaction ID
• Invoice details
• GST details, if applicable

We do not directly store your complete card, UPI password, net banking password or sensitive payment credentials. These are processed by authorised payment gateways or banking service providers.

D. Website and Technical Information

When you visit our website, we may collect:

• IP address
• Browser type
• Device information
• Pages visited
• Time spent on website
• Click behaviour
• Cookies and tracking data
• Referral source
• Analytics data

E. Webinar, Course and Community Information

When you join our webinars, courses, WhatsApp groups, Telegram groups, Zoom sessions or learning communities, we may collect:

• Registration details
• Attendance records
• Questions asked during sessions
• Chat responses
• Poll responses
• Feedback forms
• Assignment submissions
• Testimonials, if voluntarily provided
• Session recordings, where applicable

3. Purpose of Collecting Information

We collect and use your information for the following purposes:

• To register you for webinars, courses, workshops and programs.
• To provide business education, coaching, consulting and learning support.
• To understand your business problems and recommend suitable programs.
• To communicate with you through phone, email, SMS, WhatsApp or other channels.
• To send course updates, webinar links, reminders and learning material.
• To process payments, invoices, refunds and service records.
• To provide customer support and query resolution.
• To improve our website, courses, content and user experience.
• To send marketing communication about our programs, offers and events.
• To maintain legal, tax, accounting and compliance records.
• To protect our website, business, users and systems from misuse or fraud.
• To create internal business analysis, reports and service improvement plans.

4. Use of WhatsApp, SMS, Email and Calls

By submitting your details on our website, landing page, webinar form or course registration form, you agree that Wealth Smart Learning may contact you through:

• Phone call
• WhatsApp message
• SMS
• Email
• Webinar platform
• CRM or automation system

This communication may include webinar reminders, course information, business growth content, payment links, program updates and promotional messages.

You may opt out of marketing communication at any time by contacting us at info@wealthsmartlearning.com or by using the unsubscribe option where available.

5. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to improve user experience, analyse traffic, measure campaign performance and provide relevant content.

Cookies may help us understand:

• Which pages users visit
• Which campaigns bring visitors
• How users interact with our website
• Whether users have previously visited our website
• How to improve website speed, layout and content

You may disable cookies through your browser settings. However, some website features may not function properly if cookies are disabled.

6. Sharing of Information

We do not sell your personal information.

However, we may share necessary information with trusted third parties for business and service delivery purposes, such as:

• Payment gateways
• Website hosting providers
• CRM platforms
• Email marketing tools
• WhatsApp/SMS service providers
• Webinar platforms
• Learning management systems
• Analytics providers
• Professional advisors, including CA, CS, legal or tax consultants
• Government, regulatory or legal authorities, where required by law

Such sharing is done only for legitimate business, legal, technical, payment, communication or service-related purposes.

7. Data Security

We take reasonable security measures to protect your personal information from unauthorised access, misuse, loss, alteration or disclosure.

Our security measures may include:

• Password-protected systems
• Limited access to authorised team members
• Secure payment gateway usage
• Data backup systems
• Website security tools
• Internal confidentiality practices
• Secure communication and storage practices

Under the Indian IT Rules, organisations handling sensitive personal data are expected to maintain reasonable security practices and publish privacy-related details, including grievance contact information.

However, no digital system, website, internet transmission or electronic storage method is 100% secure. Therefore, users should also take precautions while sharing personal or business information online.

8. Retention of Data

We retain your information only for as long as necessary for:

• Providing our services
• Maintaining course and learning records
• Legal and tax compliance
• Accounting and audit purposes
• Dispute resolution
• Internal business records
• Communication history
• Customer support

When data is no longer required, we may securely delete, anonymise or archive it as per applicable law and business requirements.

9. Your Rights

Subject to applicable law, you may have the right to:

• Access your personal information
• Correct inaccurate information
• Withdraw consent for certain types of processing
• Request deletion of your personal information
• Opt out of marketing communication
• Raise a grievance regarding use of your data
• Ask how your data is being used

To exercise your rights, you may contact us at:

Email: info@wealthsmartlearning.com
Grievance Officer: CA Sukhvinder
Address: [Insert Registered Address]

10. Children’s Privacy

Our programs are primarily designed for business owners, entrepreneurs, professionals, MSME founders, startups and adult learners.

We do not knowingly collect personal data from children without valid consent from parents or lawful guardians. If any minor participates in any educational program, webinar or learning activity, the parent or lawful guardian must provide consent and supervision.

For children’s personal data, Indian DPDP Rules emphasise verifiable consent before processing children’s personal data, with limited exemptions for essential purposes.

11. Testimonials, Photos and Recordings

During webinars, workshops, coaching sessions, events or online classes, we may record sessions for training, quality, marketing, internal review or educational purposes.

If you voluntarily provide testimonials, photos, videos, reviews, feedback or success stories, you allow Wealth Smart Learning to use them for educational, promotional, marketing and credibility-building purposes across website, social media, brochures, presentations and advertisements.

If you want us to remove your testimonial or image from future use, you may write to us at info@wealthsmartlearning.com.

12. Third-Party Links

Our website may contain links to third-party websites, payment gateways, webinar platforms, social media platforms or external tools.

We are not responsible for the privacy practices, security standards, content or policies of third-party websites. Users are advised to read the privacy policies of such third-party platforms before sharing any personal information.

13. Business Education Disclaimer

Wealth Smart Learning provides business education, coaching, consulting, MSME growth training, systems guidance, sales training, cash flow management education, automation learning and business development support.

We do not claim guaranteed results, guaranteed profit, guaranteed sales, guaranteed funding or guaranteed business growth. Business results depend on multiple factors including market conditions, implementation, team quality, pricing, cash flow, competition, execution and business decisions.

Wealth Smart Learning does not provide investment advisory, stock market advisory, legal opinion, tax opinion or regulated financial product distribution unless specifically stated through authorised professionals and in compliance with applicable laws.

14. International Data Transfer

Some of our technology service providers, such as cloud hosting, email tools, webinar platforms, CRM systems or analytics platforms, may store or process data outside India.

By using our website and services, you understand that your information may be processed through such technology platforms, subject to applicable data protection laws and contractual safeguards.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time due to changes in law, business practices, technology, website features or service structure.

The updated Privacy Policy will be posted on this page with a revised “Last Updated” date. Users are advised to review this page periodically.

16. Contact and Grievance Redressal

For any privacy-related query, correction request, deletion request, consent withdrawal or grievance, please contact:

Grievance Officer: CA Sukhvinder
Company: Wealth Smart Learning Coaching and Consultancy
Email: info@wealthsmartlearning.com
Phone: 78369-44444 | 78369-88888
Address: [Insert Registered Office Address]

We will make reasonable efforts to respond to your request within the time period required under applicable law.